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Legal

Terms of use

The terms that apply when you use the Credx app and this website.

About these terms

Credx is operated by Credx Nigeria Limited under a state money-lending licence. By creating a Credx account you agree to these terms and to our privacy policy. Every loan is also covered by our loan terms.

Your account

  • You must give accurate information and keep it up to date.
  • Keep your PIN, password and one-time codes to yourself. Credx will never ask for them.
  • Tell us straight away through the app or at support@credx.ng if you think someone else has used your account.

Closing your account

You can ask us to close your account at any time. See delete your account.

Get Credx on your phone

Sign up in minutes with your BVN and NIN, and see what you can borrow before you commit to anything.