For employers
Fair credit for your staff, without touching payroll
Credx gives your team payday loans on a rate you agree, repaid automatically on payday. HR approval is optional.
Less money stress at work
Staff can cover an emergency without expensive informal lenders or salary advances that land on your desk.
No payroll changes
Repayments are collected from each employee's own account on payday. Your payroll stays exactly as it is.
One rate for your whole team
You agree the rate with us once, so every employee gets the same fair terms.
You stay in control
Approve staff requests yourself, or let them verify their salary another way. Your choice, per company.
For HR teams
Approve staff requests in a tap
If your company uses HR approval, requests appear in the Credx app with each employee's role, salary and bank details.
- See each request with the details staff entered.
- Approve or decline in one tap.
- No spreadsheets, no emails back and forth.
Onboarding
How your company joins Credx
- 1
Talk to us
We walk you through how Credx works and agree a rate for your staff.
- 2
Choose how staff are verified
HR approval in the dashboard, open banking, or bank statements reviewed by our team.
- 3
Tell your team
Staff download Credx, find your company and sign up.
- 4
Approve requests (optional)
If you chose HR approval, requests appear in your dashboard to approve or decline.
Get started
Bring Credx to your workplace
Tell us about your company and we'll set up a short call.
- Your staff may already be asking: employees can request Credx for their workplace from the app.
- Repayments come from each employee's own account, not from payroll.
- We only use your contact details to talk to you about Credx.