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Refer and earn

Get rewarded for every friend who borrows

Share your code. When someone you invite takes their first Credx loan, you earn a reward you can move into your wallet.

  1. Share your code

    Find your code under Refer & earn in the app and send it to friends and colleagues.

  2. They take their first loan

    Your reward is paid into your referral wallet once they take their first loan.

  3. Earn milestone bonuses

    The more successful referrals you make, the more bonuses you unlock. See where you stand on the leaderboard.

Credx Refer and earn screen with referral wallet and code

Good to know

Reward amounts and milestone levels are shown in the app and can change over time. Rewards are paid into your referral wallet, and you can withdraw them to your Credx wallet whenever you like.

Get Credx on your phone

Sign up in minutes with your BVN and NIN, and see what you can borrow before you commit to anything.